Side income, shaved to size
Shave the quote to a real hourly figure
Headline pay is the bark. Fees, admin and tax are the ribbons you peel before judging the job.
A quoted amount is not what you keep. Shave it in order, then divide by all the hours.
| Layer | Illustrative example |
|---|---|
| Quoted job | 180 |
| Fees | −16 |
| Materials | −20 |
| Tax set-aside | −26 |
| Remains | 118 |
| Hours including admin | 7 |
| Real hourly | 16.9 |
If that hourly is below your minimum, the remaining shape is too thin for that job.
Educational content only. Not financial, tax or legal advice; talk to a qualified professional about your situation.